Vehicle Protection

Street Smart offers a range of plans. You can determine which one is best for you based on your budget, vehicle type, and driving habits. Your local auto dealer can help you select the perfect fit for your needs.

 

Street Smart MVP

Street Smart MVP is designed to serve the pre-owned vehicle market. Your vehicle is a major investment and you can protect it with a MVP Plan. Major mechanical breakdowns are usually unexpected and can be quite costly. A MVP Plan can keep these costs under control and provide you with assurance of repair protection. Three levels of coverage and terms up to five years allow you to choose the Plan that fits your needs at an affordable cost. Coverage is available on vehicles 20 years old or newer with up to 150,000 miles on the odometer at the time of vehicle purchase. You select the coverage and the time/mileage term that’s best suited for your driving habits and intended length of ownership. Coverage begins the day you purchase the service contract and drive off the lot.

  • Great rates and coverages
  • Uncomplicated vehicle class guide with only 3 classes and no model distinction
  • Only one surcharge for 4WD, AWD, diesel, turbo, supercharger
  • All MVP Plans include Towing, Roadside and Rental

 

Regular Plan

The Regular Plan is designed to provide solid protection at a reasonable cost. It’s for the buyer who just needs coverage on the vehicle’s most important and expensive mechanical components.

  • ENGINE
  • TRANSMISSION & TRANSFER CASE
  • DRIVE AXEL

 

Premium Plan

The Premium Plan provides mid-level protection from mechanical breakdown for your pre-owned vehicle.

  • ENGINE
  • TRANSMISSION & TRANSFER CASE
  • DRIVE AXEL
  • COOLING SYSTEM
  • FUEL SYSTEM
  • STEERING
  • FRONT & REAR SUSPENSION
  • AIR CONDITIONING
  • BRAKING SYSTEM
  • ELECTRICAL
  • SEALS AND GASKETS

 

Ultra Plan

The Ultra Plan provides the highest level of protection from mechanical breakdown for your pre-owned vehicle.

  • ENGINE
  • TRANSMISSION & TRANSFER CASE
  • DRIVE AXEL
  • COOLING SYSTEM
  • FUEL SYSTEM
  • STEERING
  • FRONT & REAR SUSPENSION
  • AIR CONDITIONING
  • BRAKING SYSTEM
  • ELECTRICAL
  • HYBRID ELECTRIC DRIVE
  • CHASSIS HARDWARE
  • SEALS AND GASKETS

 

Street Smart Total

Street Smart Total Vehicle Protection was created to service the new and pre-owned vehicle market with expanded coverage and benefits.

  • Supreme covers new safety systems: front collision, side blind zone alert, front park assist, park distance control, lane departure warning, rear view camera, vehicle stability control, and hill descent control
  • Coverage for the majority of vehicles including Europeans, Land Rover, and Jaguar
  • Combination surcharge (i.e., 4WD/Turbo only 1 surcharge)
  • NO AWD/4WD surcharge for Subaru vehicles
  • 5 year/60,000 mile used car coverage
  • All Total Plans include towing and auto rental

 

Basic Plan

  • ENGINE
  • TRANSMISSION
  • DRIVE AXLE
  • TRANSFER CASE
  • OPTIONAL SEALS AND GASKETS

 

Select Plan

  • ENGINE
  • SEALS AND GASKETS
  • TRANSMISSION
  • STEERING
  • DRIVE AXLE
  • SUSPENSION
  • TRANSFER CASE
  • BRAKES
  • CHASSIS HARDWARE
  • AIR CONDITIONING
  • ELECTRICAL

 

Deluxe Plan

The Deluxe Plan covers all of the same components as the Select Plan,  but with expanded components within each of the following groups:

  • ENGINE
  • SEALS AND GASKETS
  • TRANSMISSION
  • STEERING
  • DRIVE AXLE
  • SUSPENSION
  • TRANSFER CASE
  • BRAKES
  • AIR CONDITIONING
  • CHASSIS HARDWARE
  • ELECTRICAL

 

Supreme Plan

Supreme is our most comprehensive coverage plan. The Supreme Plan complements your vehicle’s factory warranty provided by the manufacturer. In fact, the Supreme Plan provides mechanical breakdown protection for all original equipment factory installed mechanical and electrical parts and assemblies of your vehicle, EXCEPT for those parts and services listed under the “General Exclusions” section of the service contract.

Supreme Wrap Plan Coverage is Supplemental protection for vehicles with extended factory powertrain coverage. Supreme Wrap “wraps around” the vehicle manufacturer’s warranty by providing coverage for all original NON-POWERTRAIN factory installed mechanical and electrical parts and assemblies of your vehicle for mechanical breakdown, EXCEPT for parts and services listed under the “General Exclusions” section of the service contract.

 

Examples of parts and services not covered are:

Adjustments and cleaning, battery and cables, drive belts, coolant and vacuum hoses, brakes: brake drums, shoes, linings, disc rotors and pads, exhaust system (including catalytic converter), filters, fluids (except in conjunction with a covered repair), glass, lights (bulbs, sealed beams and lenses), lubricants, manual clutch components, shock absorbers or MacPherson struts, spark plugs and wires, squeaks and rattles, tune-ups, wheel balancing and alignment, wiper blades, coolant, wheels, wheel studs, door and window handles, cellular phones, any component or equipment not installed by the vehicle manufacturer and maintenance services recommended by your vehicle manufacturer.

 

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